자동차를 파이낸스 로 구매 하려고 하는데 

아래 내용 과 같은 옵션으로 진행 한다고 메일이 왔는데 대충은 알겠는데

더 정확히 알고 싶어 영어 고수분들에게 자문 구합니다.

부탁 드리겠습니다.

미리 감사 합니다. ^ ^

The Finance Company charge an early settlement fee should you choose to settle the loan before the 3 year period.  This is an administration fee of up to $500.00 along with a charge of 30% of any uncharged interest. 

Please note, I have included a small optional GAP policy which covers the 4 year term of your Loan.  GAP covers any shortfall left owing after an Insurance Company pay-out – when a vehicle is financed, the Market Value pay-out of the claim is generally less than the balance owing on the Finance Contract).  This will cover up to a $5,000 shortfall along with a $1,500 in benefits to assist you purchasing a new car.