e.If your membership is terminated Trade Me will refund the balance of your credit account, less a $5 manual processing fee that is payable to Trade Me. Consequently, no refund will be made if the account balance is below $5. If your membership is removed due to breach of our terms and conditions it is at our discretion whether you are eligible for a refund. Promotional giveaways of Trade Me credits, bonus credits, or any free credits gifted to the member on registration will not be refunded.
f.If you have not logged on to the Website for a period of 18 months, any unused balance on your account is forfeited to Trade Me and your membership will be suspended.